Popular Choices 11 Costs You Have to Spend If You Want to Live like an Apartment
Navigasi - 11 Costs That Must Be Spend If You Want To Live In A Popular Choice Apartment! - Living in an apartment or in housing is a choice, each of which has risks. The increasing growth of technology and the needs of many people, apartments that are close to urban points are also being targeted. Even though it is adjusted according to the type of alias, even though the apartment offers a number of conveniences and tempting facilities.
|Popular Choices 11 Costs You Have to Spend If You Want to Live like an Apartment|
Of course you do too. Where there is a choice of housing that offers facilities, advantages and comfort, it's impossible to pass up, right? Comfort, convenience and facilities that are not available from the landed house are certainly more points to consider.
It's just that the facilities provided by the apartment are of course not presented for free. Residents are charged several fees, the next type of which varies. Therefore, before making a choice to occupy an apartment, it's a good idea to first understand the details of the costs that you must spend.
Count on making preparations so that in the future there will be no problems that actually interfere with your comfort living in the apartment of your choice.
11 Costs You Must Spend If You Want To Live In A Popular Choice Apartment!
1. Apartment Management Fee
This fee may be the same as using the siskampling or patrol fees if you are in a village or housing. It's just that this management fee is allocated to building operations, cleanliness, security, wages for building guards and other things. So actually it's not much different from using if you live in housing.
It's just that if you live in an apartment, you don't have to worry about finding mothers in dresses huddled in greengrocers passing through the halls. You are guaranteed to find it difficult to find such a sight.
2. Sinking funds
Actually, it's almost the same as using building maintenance fees. It's just that sinking funds are intended in more detail on a much more specific maintenance. For example, maintenance of elevators, generators, air and water lines. It's not funny if an apartment that has been built is good but the water likes to die. Or for example the electricity is only on from six in the afternoon until six in the morning.
Although it is a reserve fund, the nominal contribution usually depends on the policy of the apartment manager. It's just that these funds usually increase with the turn of the year.
3. Water then electricity
If this point wants to live in housing, villages and apartments, even if there is something called electricity and water fees. The nominal, aka the amount of the bill, is of course adjusted according to the usage in your apartment. Eits, but please don't be surprised, okay? Because usually the price of the water bill and then electricity can be two to three times what is usually paid in ordinary housing.
Just like this. For example, every month you only spend a hundred to two hundred thousand per month on water and then electricity. At the time of living in an apartment it could be three to four hundred thousand a month. Therefore, be frugal in the use of electronic devices such as irons, computers and air conditioners.
The issue of parking fees actually depends on the policies of certain apartment managers. Some do not charge parking fees at all if the vehicle is only one unit. However, there are also those who charge a monthly parking fee for land maintenance and security.
The amount of the fee, of course, varies. For two-wheeled vehicles, usually only around twenty to thirty-five thousand. As for four-wheeled vehicles, it ranges from seventy to one hundred thousand rupiah.
5. Further renovation of decoration
Occupying an apartment is certainly different when you build your own residence from scratch. The next floor plan of the location is definitely up to you. Therefore, you should not ignore this point. Because it's definitely about getting into the planning of funds. A little or a lot, there must be something you want to renovate in your prospective residence later.
Not to mention the decoration business. If you are a person who likes to express yourself, of course you want a house that really reflects the personality of the things you put. But calm down. For decorating matters, you are also about adjusting to the use of the apartment space you occupy. The more minimalist, the more you can suppress the decoration shopping budget.
6. Annual Tax
As good citizens, of course, apart from having a patriotic spirit, we are also obliged to pay taxes. For the sake of the development of a better country, then the distribution of facilities. Occupying a vertical residence is also not about getting rid of the annual tax bill. Because in addition to paying for services every month, apartment owners are required to pay land tax and building tax (PBB).
Usually, your tax bill comes every March in the form of a letter called a Tax Payable Notification, aka SPPT. Regarding payment, you have to obey, yes. It must be paid no later than six months after the SPPT is received. The problem is usually if the tax has not been paid by the time limit set, you will be charged a fine of 2 percent per month for a maximum of 24 months. Hmm, okay, yes. So, it's better to pay taxes in an orderly manner.
7. Building Use Rights
Based on Law 5/1960, the maximum period of building use rights is around thirty years. But take it easy. It can still be extended using a maximum period of 20 years.
HGB expiration of course depends on the agreement made in advance using the developer. Two years before the end of the HGB period, you are usually given some kind of letter containing details of additional costs from the developer.
Things like this actually return to the awareness of each. Especially when it comes to using an important letter regarding ownership. As a resident, of course you have rights and obligations that need to be considered, especially regarding the extension of legal documents. A little suggestion, maybe you can make a special note in your calendar as a reminder.
8. Sale and Purchase Agreement
For those of you who are curious about what it means to use a Sale and Purchase Agreement, aka PPJB, let's look at a brief explanation. Simply put, it is an agreement made by the party buying and selling property. Not only apartments, but also can be shaped like land or houses.
Then when is PPJB done when you buy an apartment? PPJB regarding in the next process is made before you sign the Sale and Purchase Deed (AJB).
9. Notary Fee
In the process of buying and selling valuables like this, of course you need a notary. The notary fee itself is usually paid depending on the building provider aka the developer.
If the cost of the notary being appointed together turns out to be borne by the buyer, namely you, then you must be more prepared. Because of course it is very time consuming and then energy. Loh, why is that? Because if you don't use KPA, aka Apartment Ownership Credit, you must find a cheap PPAT notary and then the right one, yourself.
However, if you buy an apartment through a KPA facility from a bank, it is usually easier for you to get the services of a notary.
10. Bank Fee
If you want to apply for an Apartment Ownership Credit to the Bank, you must pay attention to the following details of costs. Appraisal fee addressed to the administration of the credit application. Then the administrative fee for repayment before the credit maturity, aka PSJT abbreviated, is charged to you as a potential buyer.
Then there is the cost of fire insurance and then life insurance. For insurance costs, you are usually required to pay directly within the period since the credit is approved. And don't be left behind, you as a prospective buyer must provide money in one installment in savings. Usually the Bank is about to enforce this since the credit agreement is approved.
11. Cost of Property Rights Management for Flats
This last point is arguably about much more concise. Because the cost of the Certificate of Ownership of the Flat Unit, the Cost of Transfer of Names, then the Deed of Sale and Purchase concerning are in one package. The price, of course, is different for each apartment type. You also have to prepare these funds in advance, yes.